Oh, no! I didn't think I was *really* disagreeing with you at all. My objection, such as it was, was just one of nuance. That is, it's not enough to have a will to do something, the desire has to be greater than any other conflicting desires one has. That is, I'd personally say "You know I really DOOOO want it... but sorry there are other things I want more. [In my example case, it would have simply been to not borrow the money.] Sorry!" I really do think we're saying the exact same thing, but with slightly different words.